We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any bad circumstances you might go through. We won't fold up shop when the times get bad, like a few accounts receivable factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring business will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the ideal match for your business - it could be us or another accounts receivable factoring company.

We have a noteworthy network of accounts receivable factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to tell us what you need, you'll quickly learn that we can help you find precisely what you need.

Most accounts receivable factoring firms let you select and choose your customers to factor. Although a handful of them generally have a minimum dollar amount in order to do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will make you use accounts receivable factoring when you don't need it.

Most accounts receivable factoring firms will not be upfront about their fees. It defies common sense why they do this. You can be sure, We do not not behave this way.  We are absolutely transparent about our fees. When you apply, you are given an easy to understand, no obligation rate offer with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We listen to your story, understand your struggles. Based on that information we will put together a customized solution for you. Most factoring firms especially the Silicon Valley ones mainly trust an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't dismiss the fact that the accounts receivable factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Watch out for negative payment trends. This is essential to avoid preventable write-offs.

We employ state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Most other companies are not even in the ballpark.